Its here, its here, let the bells ring and the banners fly!

Well, the new year is just hours away and that means many of you are looking forward to your upcoming wedding day.
The new year can bring excitement of new beginnings and it can also bring the determination to take on a new outlook, hobby, lifestyle and routine. For many, a diet regimen is first on the list. With a wedding just around the corner the pressure can be motivation enough to get things started.
Being like the other average girls, I too can’t just eat what I want and stay the same size. I need to be very careful with what I eat and the amount of exercise I do daily plays a major role in the success of my efforts. I find that upcoming functions act as my deadline and I try my hardest to push forth and see how much change I can do before that deadline. Then once the excitement of it is over, I fall into my bad habits and catch up on the latest “it” shows rather than putting my time in at the local gym.
It happens to a lot of us. If this sounds something like you, you’re not alone.
Some things I’ve found to be successful in helping to speed up weight loss is cardio, get out for a run, even if its only a walk, 15 minutes of “you” time is better than none.

Wishing you all the best in 2014 and much success in the changes and ventures you choose take on in the New Year.

What the heck is Wedding Insurance?

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The other day I was asked “What is Wedding Insurance, and do I really need it?”

I’m sure the case for many is that your mind automatically drifts to “Money Grab” but just wait a second…
Changing topics for a second, lets think about car insurance. You pay for it every month.
You rarely, if ever use it. Except in the unlikely event that you’ve been in a little fender bender or someone has damaged your car.
But imagine if you didn’t have any insurance at that time? Depending on the circumstances you could be hit with some heavy duty fines and damage repairs, etc. The reality of it is, it’s there to protect you when you need it.

The same idea goes for Wedding Insurance.
Allow me to paint you a little picture.
The average wedding in Canada is $27,000.00. So lets say your wedding budget is the same.
You’ve spent countless days, nights, and hours planning and pulling all the pieces of your dreamy wedding day together.
All of your vendors are booked and everything is going just so.
Suddenly your fiance comes home with some bad news. He’s been laid off!
With the wedding just 1 month away there are a number of vendors who still require their final installment and you can’t afford all of that on your own, and how will he find a suitable job in that short of time? Wedding Insurance is there to cover that type of unexpected occurrence.

What does Wedding Insurance actually cover?  
Take a look at a few scenarios.

Keep in mind, they could happen to anyone …ANYONE!

  • your chosen flower supplier suddenly goes bankrupt
  • the bride’s dress is damaged
  • the officiant or minister doesn’t arrive and you need to postpone
  • the limousine is in an accident and the company isn’t able to supply a vehicle
  • you are unexpectedly laid off from your job two months before the wedding and can no longer afford the services you booked
  • your chosen venue is suddenly unable to host your wedding
  • you need to postpone due to adverse weather
  • the photographer loses the camera memory card and you need to have new photos taken
  • the best man loses the rings
  • your gift table is knocked over and gifts are damaged
  • someone drops the cake

Where does one go to get Wedding Insurance?
You can look to your current insurance provider for their fine details and what prices and packages they can offer you.
However there is a time frame in which Wedding Insurance would need to be set in place, so be sure to ask your insurance provider what the time requirements are as it may vary with each provider.
Each Insurance company is different so shopping around for the best price, and plan would be a wise decision.
Sears is another place that offers Wedding Insurance with numerous packages available. For example they offer a “Pewter” Package for $130.00 that allows coverage for up to $5,000.00

So in answer to the initial question “Do I really need Wedding Insurance?”
In my opinion, it is completely up to you, but definitely something to look into.  (For only $130.00 you’d be crazy not to)

You can’t put a price on peace of mind….

Getting your groom involved in planning

Ladies, don’t worry if your groom seems to be taking the back seat. It’s not that he is not interested in the wedding.
Although this can seem aggravating, and give off the impression that there is a lack of interest in the whole upcoming event but I highly doubt that’s the case.
Men are just… Well, They’re different than us women. Plain and simple. As my neighbor always says “Boys are just wired differently straight from the get go”
We need to remind ourselves of this, especially when planning a wedding. All our lives we women, dream of finding that perfect man who will sweep us off our feet, and fall madly in love. It’s also common that often we have been dreaming of this day since a very young age, imagining and secretly planning how it will one day all unfold. Keep in mind, if you have a Pinterest board that is not set to private, its likely that your friends have witnessed this side of you 😉
Men sadly don’t see a wedding the same way.
They know that we have been dreaming of this day, they know it means a lot to us. Chances are, he probably just doesn’t want to get in your way.
Men are competitive, and the last thing they want to do or feel is being humiliated or clueless (especially in front of guests or the love of his life).
The little details that you have spent years tossing around in your head are familiar to you, hydrangeas, roses, tulle, satin and lace aren’t  foreign topics, you’ve been studying up on these for years.
For your groom… not so much. It’s not a lack of enthusiasm, he’s just out of his element. This is a whole new world for men. Ask him about the Leafs, or the Blue Jays and you’ll see his eyes light up! that’s something he’s familiar with.
You may prefer he just takes the back seat and leave you in charge of the organization. But if  you want him to play a role in planning this event be easy on him, ease him in with baby steps, and allow him to have some input on decision making.
Let him decide on the mid night lunch, and even a selection of specialty beer. Men are familiar with this type of decision making, and they’re no strangers to snacking and have beers with the guys while watching the game. He can handle this one. If he is a nut for classic vehicles, perhaps a simple suggestion to him could be that he look after researching a form of wedding transportation. Ex] The get away car. Also if he’s a big music fan or an in the shower electric guitar star, perhaps he’d feel confident enough to take on researching and interviewing possible D.J’s and/or Bands?
If you decide on the wedding party attire together, allow him to arrange his groomsmen to meet at the tuxedo shop. This gives them some one on one bonding time and lets him feel in charge, which will be impressing to his buddies.
Don’t worry. You’ve already previously decided together which colour vest’s and ties would be suitable, so there’s minimal room left for error there.
Planning a wedding can be fun, but it can also be a very, very stressful time. Family and friends all want to have their opinions and suggestions heard and considered. Try not to let this get between you both. This wedding is solely about the two of you beginning a new life together, if you are bringing children into this marriage than obviously it becomes about all of you, as a family. Try your best to avoid as much conflict as possible and let the planning be about you, enjoy this time as much as possible.
Take a deep breath, you’ve got this!